Question 1

What does the calculator estimate?

Accepted Answer

Our calculator estimates the loan amount you may qualify for using the same key parameters lenders evaluate when issuing a loan offer or presenting your request to a credit committee.

Question 2

Why is FCCR part of the calculation?

Accepted Answer

The Fixed-Charge Coverage Ratio (FCCR) is one of the primary metrics lenders use to determine a borrower’s ability to repay a loan. Because it reflects total financial obligations—not just debt—it is a core indicator of loan risk.

What Loan Amount Do You Qualify For?